How much do payment processing companies (for e-commerce) charge to the merchant?

Posted on April 7th, 2010 by admin in commerce | 3 Comments »

I want to start an e-commerce and need an idea what fees (approximately) payment processing companies (such as ogone) charge the merchant. If it is too expensive I would consider Paypal which does look less professional.

> Setup fee: A lot of payment companies charge you a setup fee when you register with them.
> Account maintenance fee: Some companies charge a monthly/annual maintenance fees.
> Processing fee: You also need to pay processing charge for every transactions.
> Security deposit: Some companies require you to pay security deposit.
> Withdraw charge: Some companies charge a fee when you withdraw money.

All above fees (whether applicable or not for your processing company) vary depending on company.

If you are a beginner, Paypal is best way to start as they are less expensive (no setup fee, no security deposit) to start considering other companies.

3 Responses

  1. Digital Fly Designs-Answers Says:

    Well PayPal can still look professional, you just need the right designer to make it look professional, the people at http://www.digitalflydesigns.com can do everything you need from nothing to finish go ahead and give them a shout. What you are actually talking about is a Merchant account and they all different … it all depends on what cards you want to use (Visa,MC, and so forth)
    Honestly I would suggest you contact a professional to just get it done fast and right the first time with less headache.
    References :
    http://www.digitalflydesigns.com

  2. Michel Says:

    They all vary on either on the amount on sale or transfers out. That’s the business.As far as looking Professional that’s a matter of opinion and not a matter of service.
    References :

  3. M G Says:

    > Setup fee: A lot of payment companies charge you a setup fee when you register with them.
    > Account maintenance fee: Some companies charge a monthly/annual maintenance fees.
    > Processing fee: You also need to pay processing charge for every transactions.
    > Security deposit: Some companies require you to pay security deposit.
    > Withdraw charge: Some companies charge a fee when you withdraw money.

    All above fees (whether applicable or not for your processing company) vary depending on company.

    If you are a beginner, Paypal is best way to start as they are less expensive (no setup fee, no security deposit) to start considering other companies.
    References :
    I am a software developer and I setup payment gateways for my clients.

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